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Financing

Generator & Electrical Financing in Houston

Wired Electrical & Generators offers financing for generators and electrical work through Synchrony and Leighton Lending, subject to credit approval. Ask at the visit, or apply first; financing does not change the price.

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Leighton Lending

Financing up to $100,000, with a fast decision.

Fast, hassle-free approvals with instant loan decisions and financing up to $100,000 for your home improvement project. Competitive fixed rates, flexible repayment terms, no prepayment penalties. Apply online in minutes and get a decision fast.

  • Up to $100,000
  • Instant loan decisions
  • Fixed rates
  • No prepayment penalties

Subject to credit approval. Financing does not change the price.

Also available: Synchrony

Synchrony Project Card plans, including no interest if paid in full on some plans. The current plans are below. Paying in full is easy too: the quote is the quote.

See the Synchrony plans
Synchrony Project Card

The plans, in plain terms.

Subject to credit approval. Which plans are open changes; we confirm the current ones at the visit.

Synchrony
No interest if paid in full
6 months

On purchases made with your Synchrony Project Card. Interest is charged from the purchase date if the promo balance isn't paid in full within 6 months. Fixed monthly payments required.

Synchrony
9.99% APR
28 months

Fixed monthly payments of 4.00% of the initial promo purchase until paid in full.

Synchrony
7.99% APR
88 months

Fixed monthly payments of 1.50% of the initial promo purchase until paid in full.

Synchrony
11.99% APR
86 months

Fixed monthly payments of 1.75% of the initial promo purchase until paid in full.

Synchrony
9.99% APR
132 months

Fixed monthly payments of 1.25% of the initial promo purchase until paid in full.

Synchrony
14.99% APR
until paid in full

Standard reduced-rate plan on the Synchrony Project Card.

The fine print, as Synchrony writes it

No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. Fixed monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase during the promotional period for purchases made on or after 1/15/2026, or until the promotional purchase is paid in full for purchases made before 1/15/2026. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to promotional purchases. New Accounts as of 8/29/25: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Reduced-APR plans: interest is charged from the purchase date at the reduced APR, and fixed monthly payments are required until paid in full. These payments may be higher than the payments that would be required if the purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. Subject to credit approval.

Quick facts

  • Lenders: Synchrony (Project Card plans) and Leighton Lending, subject to credit approval.
  • What it covers: Generators and electrical work: panel upgrades, rewiring, a big lighting job.
  • Price: Financing does not change the price. The quote is the quote.
  • When to apply: Before we come out, at the visit, or after you have the quote.
  • Approval: Every plan is subject to credit approval. We cannot promise approval, and no electrician can.
  • Current plans: Which plans are open changes; we confirm the current ones at the visit.

Generator Financing With Bad Credit: What to Know

Financing depends on the lender, and we want you to hear that up front.

01

Generator financing bad credit: your options

If you are searching for generator financing bad credit options, here is what we can truthfully say. We work with Synchrony and Leighton Lending, and every plan is subject to credit approval. We cannot promise approval, and no electrician can. If Synchrony is not the fit, other lenders are available, and we will tell you what exists. Ask at the visit or apply first, and you will know before you commit.

Synchrony Financing Available

Power Your Home Today. Pay Over Time.

Don’t let your budget keep you in the dark. Whether you are installing a whole-home standby generator, upgrading an outdated electrical panel, or wiring a new project, we’ve partnered with Synchrony to offer flexible financing options that fit your life.

Electrical upgrades are an investment in your home’s safety and value. Now, you can get the essential power solutions you need today and pay in manageable monthly installments.

Apply Now for Financing Important Terms & Conditions
Plan ID Primary Offer Label Duration
920 No Monthly Interest if Paid in Full 6 Months
992 9.99% APR 28 Months
951 7.99% APR 88 Months
965 11.99% APR 86 Months
943 9.99% APR 132 Months
977 14.99% APR 79 Months

Other financing options are also available

Leighton Lending

Get the financing you need with fast, hassle-free approvals through Leighton Lending. With competitive fixed rates, flexible repayment terms, and no prepayment penalties, Leighton Lending makes it easy to get started on your project sooner. Apply online in minutes and receive a decision fast.

More detail

Generator financing in Houston

Many customers finance their generator.

01

Generator financing

Synchrony financing plus Leighton Lending, subject to credit approval. See generator installation.

How it fits the job

Estimate first, then the payment plan.

01

A written estimate first

Estimates are free. For a generator, we come out, count your circuits and check your gas meter. For electrical work, you get the options in writing. Nothing starts until you say yes.

02

Pick how to pay

Pay in full, or apply with Synchrony or Leighton Lending before the visit, at it, or after you have the quote. Every plan is subject to credit approval. The quote is the same either way.

03

Permit and install

We pull the permit and schedule the work. Permit timing depends on your city or county. A generator install itself is usually one day.

Keeping the cost down

Ways to spend less, with or without financing.

Looking for an affordable electrician? Here is how to keep the cost down.

01

Know the visit cost up front

Estimates are free. For a troubleshooting call, we tell you what the visit costs on the phone before the truck rolls.

02

Bundle the small jobs

Ask about several small jobs at once, such as a ceiling fan, outlets and a smoke detector. One visit often covers them.

03

Plan the big loads together

An EV charger, a standby generator and a newer panel all draw on the same service. Planning them together can save a second permit and a second visit. Load management can also let a smaller generator run a bigger house.

04

Check the specials

Current offers are on the specials page. Mention the one you want when you call, or put it in the form.

What drives the price: whole house generator cost · panel upgrade cost · EV charger installation cost · landscape lighting cost.

Recent installs

What you are financing.

Home standby generators from recent installs.

A Generac home standby generator with the Wired decal, standing in a back yard – Generator Financing Houston, Wired Electrical & Generators, Tomball, TX
A Generac home standby generator with the Wired decal, standing in a back yard
A Generac standby generator with a Generators by Wired decal, set on a raised metal stand beside gray siding – Generator Financing Houston, Wired Electrical & Generators, Tomball, TX
A Generac standby generator with a Generators by Wired decal, set on a raised metal stand beside gray siding
Our crew moving a new Generac home standby generator off the trailer in Bellaire – Generator Financing Houston, Wired Electrical & Generators, Tomball, TX
Our crew moving a new Generac home standby generator off the trailer in Bellaire
Questions we get about money

Ask us anything. These come up most.

Can I finance electrical work, not just a generator?

Yes. Panel upgrades, rewiring, a big lighting job, whatever it is. Same lenders, same process.

Does financing change the price?

No. The quote is the quote. Financing just changes how you pay it.

When do I apply?

Before we come out, at the visit, or after you've got the quote. Approval is usually fast, and we bring the options with us so you're not deciding alone.

What do I need to apply?

Each lender has its own application. Expect to give basic personal and income details, and every plan is subject to credit approval. If you are not sure which lender fits, ask us at the visit.

Can I finance a panel upgrade along with a generator?

Yes. Panel upgrades can be financed through the same lenders as generators, subject to credit approval. If the panel needs work first, we look at the whole load at once and plan it as one job.

Free estimate · open 24/7

Want to know what it'd be a month?

Get your generator number first, then we'll show you the payment options at the visit.

Our showroom

Find us in Tomball.

Wired Electrical & Generators
13910 Alice Road
Tomball, TX 77377

Call (713) 467-1125. Phones are open 24/7.

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