Generator & Electrical Financing in Houston
Wired Electrical & Generators offers financing for generators and electrical work through Synchrony and Leighton Lending, subject to credit approval. Ask at the visit, or apply first; financing does not change the price.
Request a quote.
Financing up to $100,000, with a fast decision.
Fast, hassle-free approvals with instant loan decisions and financing up to $100,000 for your home improvement project. Competitive fixed rates, flexible repayment terms, no prepayment penalties. Apply online in minutes and get a decision fast.
- Up to $100,000
- Instant loan decisions
- Fixed rates
- No prepayment penalties
Subject to credit approval. Financing does not change the price.
Also available: Synchrony
Synchrony Project Card plans, including no interest if paid in full on some plans. The current plans are below. Paying in full is easy too: the quote is the quote.
See the Synchrony plansThe plans, in plain terms.
Subject to credit approval. Which plans are open changes; we confirm the current ones at the visit.
On purchases made with your Synchrony Project Card. Interest is charged from the purchase date if the promo balance isn't paid in full within 6 months. Fixed monthly payments required.
Fixed monthly payments of 4.00% of the initial promo purchase until paid in full.
Fixed monthly payments of 1.50% of the initial promo purchase until paid in full.
Fixed monthly payments of 1.75% of the initial promo purchase until paid in full.
Fixed monthly payments of 1.25% of the initial promo purchase until paid in full.
Standard reduced-rate plan on the Synchrony Project Card.
The fine print, as Synchrony writes it
No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. Fixed monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase during the promotional period for purchases made on or after 1/15/2026, or until the promotional purchase is paid in full for purchases made before 1/15/2026. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to promotional purchases. New Accounts as of 8/29/25: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Reduced-APR plans: interest is charged from the purchase date at the reduced APR, and fixed monthly payments are required until paid in full. These payments may be higher than the payments that would be required if the purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. Subject to credit approval.
Quick facts
- Lenders: Synchrony (Project Card plans) and Leighton Lending, subject to credit approval.
- What it covers: Generators and electrical work: panel upgrades, rewiring, a big lighting job.
- Price: Financing does not change the price. The quote is the quote.
- When to apply: Before we come out, at the visit, or after you have the quote.
- Approval: Every plan is subject to credit approval. We cannot promise approval, and no electrician can.
- Current plans: Which plans are open changes; we confirm the current ones at the visit.
Generator Financing With Bad Credit: What to Know
Financing depends on the lender, and we want you to hear that up front.
Generator financing bad credit: your options
If you are searching for generator financing bad credit options, here is what we can truthfully say. We work with Synchrony and Leighton Lending, and every plan is subject to credit approval. We cannot promise approval, and no electrician can. If Synchrony is not the fit, other lenders are available, and we will tell you what exists. Ask at the visit or apply first, and you will know before you commit.
Synchrony Financing Available
Power Your Home Today. Pay Over Time.
Don’t let your budget keep you in the dark. Whether you are installing a whole-home standby generator, upgrading an outdated electrical panel, or wiring a new project, we’ve partnered with Synchrony to offer flexible financing options that fit your life.
Electrical upgrades are an investment in your home’s safety and value. Now, you can get the essential power solutions you need today and pay in manageable monthly installments.
Apply Now for Financing Important Terms & Conditions| Plan ID | Primary Offer Label | Duration |
|---|---|---|
| 920 | No Monthly Interest if Paid in Full | 6 Months |
| 992 | 9.99% APR | 28 Months |
| 951 | 7.99% APR | 88 Months |
| 965 | 11.99% APR | 86 Months |
| 943 | 9.99% APR | 132 Months |
| 977 | 14.99% APR | 79 Months |
Other financing options are also available
Leighton Lending
Get the financing you need with fast, hassle-free approvals through Leighton Lending. With competitive fixed rates, flexible repayment terms, and no prepayment penalties, Leighton Lending makes it easy to get started on your project sooner. Apply online in minutes and receive a decision fast.
Generator financing in Houston
Many customers finance their generator.
Generator financing
Synchrony financing plus Leighton Lending, subject to credit approval. See generator installation.
Estimate first, then the payment plan.
A written estimate first
Estimates are free. For a generator, we come out, count your circuits and check your gas meter. For electrical work, you get the options in writing. Nothing starts until you say yes.
Pick how to pay
Pay in full, or apply with Synchrony or Leighton Lending before the visit, at it, or after you have the quote. Every plan is subject to credit approval. The quote is the same either way.
Permit and install
We pull the permit and schedule the work. Permit timing depends on your city or county. A generator install itself is usually one day.
Ways to spend less, with or without financing.
Looking for an affordable electrician? Here is how to keep the cost down.
Know the visit cost up front
Estimates are free. For a troubleshooting call, we tell you what the visit costs on the phone before the truck rolls.
Bundle the small jobs
Ask about several small jobs at once, such as a ceiling fan, outlets and a smoke detector. One visit often covers them.
Plan the big loads together
An EV charger, a standby generator and a newer panel all draw on the same service. Planning them together can save a second permit and a second visit. Load management can also let a smaller generator run a bigger house.
Check the specials
Current offers are on the specials page. Mention the one you want when you call, or put it in the form.
What drives the price: whole house generator cost · panel upgrade cost · EV charger installation cost · landscape lighting cost.
What you are financing.
Home standby generators from recent installs.



Ask us anything. These come up most.
Can I finance electrical work, not just a generator?
Yes. Panel upgrades, rewiring, a big lighting job, whatever it is. Same lenders, same process.
Does financing change the price?
No. The quote is the quote. Financing just changes how you pay it.
When do I apply?
Before we come out, at the visit, or after you've got the quote. Approval is usually fast, and we bring the options with us so you're not deciding alone.
What do I need to apply?
Each lender has its own application. Expect to give basic personal and income details, and every plan is subject to credit approval. If you are not sure which lender fits, ask us at the visit.
Can I finance a panel upgrade along with a generator?
Yes. Panel upgrades can be financed through the same lenders as generators, subject to credit approval. If the panel needs work first, we look at the whole load at once and plan it as one job.
Want to know what it'd be a month?
Get your generator number first, then we'll show you the payment options at the visit.
